It’s All In The Delivery
You’re looking for convenience, and we’re committed to delivering it! We continually update our technology and services, so we can provide the financial tools that allow you to focus on your core business.
- Business Online Banking – Our new Business Online Banking is an efficient, effective tool to help you stay on top of your business needs. Available anytime, anywhere the internet is accessible to you. To enroll in Business Online Banking contact your local Iowa State Bank branch.
- Cash Management Services – Streamline administrative tasks to save time and money.
• Accept credit and debit cards
• ACH origination
• Wire transfers
• Bill payment services - Positive Pay – With Positive Pay, ISB will only pay on the checks you have authorized and will bring to your attention any checks that you have not authorized - before they have a chance to clear through your account.
• Tighten security by monitoring all of your check clearing activity
• Greater convenience as all unauthorized checks or "suspects" received by ISB are brought to your attention
• Improve cash flow forecasting due to reduced likelihood of fraud
- Merchant Capture – Deposit a large volume of checks anytime without having to visit the bank.
• Deposit a large volume of checks online
• Save time and money
• Save and secure
• Increased cash flow
• Funds credited more quickly
• Reduced fees and management overhead - Check Imaging – Streamline your record keeping and data storage by receiving your check images electronically.
- Night Deposit – Open late? Use our night drop for safe, efficient transactions.
- Health Savings Accounts – ISB offers a great way to save your health care deductible while taking advantage of tax savings. You are eligible for an HSA as long as you have a High Deductible Health Plan and meet the IRS requirements.
Credit Cards
The ideal business credit card helps you build your credit history while offering another way to make vital purchases for your company.
Learn MoreCommercial Loans
Whether you want to start a new business, expand your company or simply want a new financial partner, we have the solutions for success!
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