At Iowa State Bank, we know that it takes money to make money, and as your financial partner, we’ll work with you to develop financing to help get things done!

Our rates are competitive, and you can count on us for quality service and fast answers!

  • Construction Loans
  • Lines of Credit
  • Short Term Notes
  • Installment Loans
  • Commercial Real Estate Loans

Business Loans
Whether you need operating, start-up, or expansion funding, we’ll listen to your goals and help you reach them.

Ag Loans
We have a strong commitment to the future of agriculture. From cash for crops and livestock to equipment purchases and real estate, we promise a quality lending experience for all your operation needs.

SBA Loans
We partner to provide you low-cost financing through selected Small Business Administration loans.These loans offer many favorable features.

Iowa State Bank Credit Cards
Take advantage of instant buying power with our Iowa State Bank VISA® credit card and earn up to 1% cash back on all purchases!*

The more you use your card the more cash you get back!Yearly Purchases (June-May)
OverUp ToCash Back Bonus
$0$1,0000.25%
$1,000$2,0000.50%
$2,000$3,0000.75%
$3,000Unlimited1.00%*
*Earn up to $750 annually.

As an Iowa State Bank business customer, you can take advantage of the financing power of our multiple northwest Iowa locations. Let us help you execute the strategies you need to reach your financial business goals.