Kasasa Cash Back


Kasasa Cash Back puts your hard-earned money right where you want it — back in your pocket. Earn cash back on debit card purchases — what you buy is up to you. No pointless points to redeem or minimum balance requirements to earn cash back. It’s free checking that doesn’t just pay. It pays you back. We’ll even refund your ATM fees, nationwide. So you can wield your debit card across the country, worry-free.

Each time you qualify, you get:
• 4.00% cash back on debit card purchases up to $200 (See PDF flyer for more details)


To open an account online with Iowa State Bank you must be a resident of the state of Iowa, Nebraska, Minnesota or South Dakota.

Download our PDF Flyer for more information on Kasasa Cash Back.

Get Cash Back

Get paid to pay.

Put cash back in your pockets with your debit card.
Don’t settle for just a receipt. Collect cold, hard cash when you make debit card purchases. We reward you for swiping your way past checkout. And even pay you back a percentage of what you purchase!

Get paid to pay, and paid back your ATM fees with no minimum balance required to earn the rewards. All in one free checking account that brings your cash back where it belongs.

Big Rewards, Any Balance

No minimum balance to get cash back.

Kasasa Cash Back gives and never takes.
Cash in with Kasasa Cash Back, no matter the size of your balance. It’s always-free checking that cares more about putting cash back in your pocket than how much cash you keep in your account.

Kasasa Cash Back rewards you with a generous percentage on your purchases, even if you’re down to your last penny. But that’s hardly a concern, when you get both your cash and ATM fees back.

Refunds on ATM Fees

Cash and ATM fees, get both back.

See your cash come full-circle!
Your debit card purchases aren’t the only cash that boomerangs back to your bottom line. We also pay you back your ATM fees every time you qualify

Swipe your debit card to pay or withdraw cash at the ATM the old-fashioned way. And your debit card is free, just like your account — there’s no monthly service fee and no minimum balance required to earn your rewards!

Easy Qualifications

Save time, earn rewards.

Easy qualifications that pay and never penalize.
Meet simple qualifications to earn cash back and take back your ATM fees. Better yet, qualifications even save you time. Just do easy things to qualify, like:

  • Have at least 10 debit card purchases post and settle
  • Have at least 1 Direct Deposit or Automatic Payment post and settle
  • Receive eStatements

There’s never a penalty fee if you come up short on Kasasa Cash qualifications, and you still earn a base rate. Plus, get right back to earning your full Kasasa Cash rewards the very next month!