Archive - November 2022

Holiday spending can easily spin out of control, so don't let 'Ho! Ho! Ho!' turn into 'Owe! Owe! Owe!' While it can feel great to give, it’s important to know what you can afford so you’re not stuck paying for this year’s gifts – and the interest charges – well into next year. So how can you keep from overspending? Set a budget and stick to it. Keep all your normal expenses in mind – such as food, utilities, other regular monthly payments

Building a good credit history and maintaining a high credit score can open doors to higher credit limits and lower interest rates. Following up after “Get Smart About Credit” Day in October, Iowa State Bank is helping to raise awareness about what pitfalls to avoid on your credit journey. “A strong credit score can make buying a car, a house and anything else that requires a loan more affordable,” said Nathan Wedel, Loan Officer. “It’s critical that consumers